Bangladesh Finance rebounds with strong Q3 earnings recovery

Bangladesh Finance PLC has reported a notable turnaround in its financial performance, with consolidated earnings per share (EPS) increasing by 160 per cent year-on-year for the nine-month period ended 30 September 2025.

This improvement reflects operational resilience and prudent management in a challenging non-bank financial institution (NBFI) landscape.

The company's Board of Directors approved the unaudited third-quarter financial statements at a meeting held on 29 October 2025.

For January to September 2025, consolidated EPS stood at Tk 0.57, compared to a loss of Tk 0.95 in the same period last year. In the July to September quarter, consolidated EPS reached Tk 0.45, up from a loss of Tk 1.28 during the corresponding quarter of 2024.

Bangladesh Finance attributed the improved results to lower provisioning requirements for loans, leases, and investments, as well as the reversal of excess provisions on capital market exposures following a strategic realignment of its investment portfolio. The company stated that these factors demonstrate its robust risk governance and balance sheet discipline, despite ongoing liquidity pressures and subdued credit growth across the sector.

In response to rising funding costs and delayed repayments in the NBFI sector, Bangladesh Finance stated that it remains focused on financial discipline, cost optimisation, and sustainable growth. The company is diversifying its loan portfolio with greater emphasis on the SME and retail segments, while strengthening its deposit base and leveraging technology to enhance operational efficiency and customer service standards.

Reaffirming its long-term strategy, Bangladesh Finance expressed confidence in maintaining growth momentum through transparency, stability, and ongoing value creation for its stakeholders.