Dhaka Bank profit drops 21% in nine months

Dhaka Bank PLC has reported a 21% decline in its consolidated net profit for the first nine months of 2025, reflecting weaker operating performance compared to the previous year.

According to the bank's price-sensitive statement published on its website, the lender's consolidated net profit declined to Tk140.37 crore in the January–September period, compared to Tk176.69 crore in the same period last year.

Its consolidated earnings per share (EPS) also dropped to Tk1.33 from Tk1.67 during the same period of 2024.

In the third quarter (July–September), the bank's consolidated net profit stood at Tk25.10 crore, unchanged from the same period a year earlier.

As of September 2025, Dhaka Bank's consolidated net asset value (NAV) per share stood at Tk22.94, while its consolidated net operating cash flow per share (NOCFPS) reached Tk21.90. 

A year earlier, the bank's NAV per share was Tk21.86 and its NOCFPS was a negative Tk10.40.

In its statement, the bank attributed the drop in profit primarily to a decline in operating profit compared to the previous period. However, it noted that operating cash flow improved due to higher customer deposits during the reporting period.

Earlier this year, Dhaka Bank distributed a 5% cash and 5% stock dividend to its shareholders for the 2024 financial year. At the end of last year, its consolidated EPS stood at Tk1.27, down from Tk1.66 in 2023.

Dhaka Bank's shares gained 1.87% to close at Tk10.90 each on Thursday at the Dhaka Stock Exchange, raising the lender's market capitalisation to Tk1,152 crore.

Listed on the bourse in 2000, Dhaka Bank's shareholding structure shows sponsors and directors hold 40.92%, institutional investors 12.03%, and general investors 47.05%, according to the September report.