Minimum Tk10,000 can be invested in 6th govt Sukuk

The government is offering an opportunity for Shariah-compliant investors to earn 10.5% secured annual return alongside supporting critical infrastructure projects in Rajshahi division. 

The smallest amount one can invest in the asset-backed Islamic instrument is Tk10,000 and the interested investors will have to apply to buy the units of RDIRWSP Socio-Economic Development Sukuk, the 6th government Sukuk in Bangladesh, on 18-19 May. 

Any general investor can purchase the Sukuk using their bank accounts or through merchant banks. 

The government aims to raise Tk2,000 crore through the 7 year instrument to fund road widening and strengthening initiatives across key upazilas and unions in the Rajshahi region.

What is Sukuk

Sukuk is Islamic financial certificates that provide halal investment opportunities. Unlike conventional bonds that pay interest, Sukuk generate returns through rental income from government development projects, all while adhering to strict Islamic finance principles as certified by the Shariah advisory board.

The instrument is structured under Islamic finance principles (Ijarah), ensuring ethical returns without interest.

The 6th Bangladesh Government Sukuk investors will earn a 10.5% annual rental rate, paid semi-annually – a stable, government-backed income stream. 

With the Ministry of Finance as the issuer and Bangladesh Bank overseeing operations, this Sukuk offers investors a robust and secure investment avenue. 

Investors will enjoy tax rebates under the government securities investment limit. 

Profit with purpose

This RDIRWSP Socio-Economic Development Sukuk is not just about profits – it's about progress, said investment professionals. 

The funds will directly contribute to better roads, enhanced connectivity, and economic growth in Rajshahi, aligning with the government's broader poverty alleviation goals.

Since its first Sukuk in 2020, the government has successfully mobilised funds for critical projects like safe water supply, rural bridge construction, and primary school development. 

This latest issuance continues that legacy, offering investors a rewarding opportunity to secure profit while making a lasting impact on the community.

Institutional investors, especially the Islamic lenders, insurers and funds are always the major investors of Sukuk. However, with an increasing awareness individual investors are also opting for Sukuk. 

"We encourage both individual and institutional investors to seize this opportunity," Shanta Equity CEO Rubayet-E-Ferdous told The Business Standard.

"This Sukuk is a compelling investment option – blending strong Shariah-compliant returns with social responsibility," he added.