Social Islami Bank reviews performance, outlines growth strategy for 2026

The Annual Business Development Conference 2026 of Social Islami Bank PLC was held on 23–24 January 2026 at a resort in Gazipur.

The conference was attended as the chief guest by Mokhlesur Rahman, Chairman of the Board of Directors of the bank. The event was presided over by SM Mainul Kabir, Managing Director and Chief Executive Officer of Social Islami Bank PLC.

Among others, the programme was attended by directors Mohammad Aiyub, AKM Delwar Hossain FCA, and Major General (retd) Shahidul Haque, as well as independent directors Professor Md Maksudur Rahman Sarkar FCA and Ziaur Rahman Zia FCA.

The business sessions were conducted by Additional Managing Director Md Rabiul Islam and Deputy Managing Director Md Altaf Hossain Bhuiyan. Senior executives, divisional heads, branch managers and sub-branch in-charges from across the country also participated in the conference.

At the conference, it was disclosed that at the end of 2025, the bank's deposits stood at Tk10,800 crore, while loans and advances amounted to Tk9,445 crore. The bank's paid-up capital currently stands at Tk824 crore.

Addressing the conference, Chairman Engineer Md Mokhlesur Rahman said the banking sector has faced multiple global and domestic challenges in recent years. Despite these challenges, Social Islami Bank has been able to maintain stability in its key financial indicators. "Our bank has not faced any liquidity crisis, and customers have been able to withdraw funds as required," he said.

He added that prudent management and disciplined operations have enabled the bank to achieve steady progress in financial indicators. "Although we are a fourth-generation bank, we have been able to build a strong foundation in financial performance," he said, adding that the board continues to provide policy and strategic support to management.

The chairman also emphasised that profit maximisation should not be the sole objective, stressing the importance of establishing good governance and a culture of regulatory compliance. He reaffirmed the bank's commitment to protecting depositors' interests and expressed the bank's resolve to expand Shariah-compliant Islamic banking services.

Managing Director and CEO SM Mainul Kabir said that in the new year, the bank would prioritise strengthening its financial stability to ensure sustainable long-term growth. He noted that retail banking and card business would remain key focus areas, alongside improving asset quality across all segments.

He also announced initiatives to further modernise digital banking services and to attract the younger generation to banking. The managing director said the bank has expanded its reach nationwide through 90 branches, 32 sub-anches and 37 agent banking outlets, enabling it to deliver banking services to customers more efficiently across the country.