AIBL outlines 2026 strategy at business conference
Al Arafah Islami Bank PLC held its Business Development Conference 2026 on Saturday, 24 January, 2026 at the ballroom of Pan Pacific Sonargaon Dhaka.
The conference was inaugurated by Khwaja Shahriar, Chairman of the bank, as the chief guest, while it was presided over by Mohd Rafat Ullah Khan, Managing Director and Chief Executive Officer.
Directors Md Shahin Ul Islam, Md Abdul Wadud, Dr Mohammed Abu Eusuf and Mohammad Asraful Hassan FCA were present at the conference.
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Among others, Deputy Managing Directors Md Abdullah Al Mamun, Md Fazlur Rahman Chowdhury, Md Asaduzzaman Bhuiyan, Md Aminul Islam Bhuiyan, Mohammed Hossain, S M Abu Jafar and Sayed Abul Hashem FCA, FCMA attended the event. Senior executives from the head office and managers of all 226 branches of the bank also participated in the conference.
In his address, Chairman Khwaja Shahriar said opportunities have been created to improve investment quality, strengthen risk management and enhance provisioning capacity, all of which are directly linked to the bank's profitability, asset quality and overall resilience.
He said the bank's business strategy for 2026 will rest on three pillars — good governance, discipline and responsible growth. To this end, Al-Arafah Islami Bank is intensifying business process re-engineering, strengthening centralised credit and risk management functions, and expanding digital and automation-driven systems. He also highlighted a strategic focus on retail, SME, agriculture, export-import, remittance and digital banking segments.
Managing Director and CEO Mohd Rafat Ullah Khan said a strong and sustainable bank can only be built on trust, integrity and discipline. He said the bank remains committed to establishing a morally grounded and modern banking system through digital transformation.
Despite various challenges over the past year, he said the bank has made notable progress through institutional accountability, compliance and centralised operations, which have streamlined overall activities.
Expressing confidence in the leadership team, he said 2026 would be a turnaround year for the bank, with the highest priority given to quality investment, ethics, good governance and transparency.
At the conference, special honours were awarded to 77 branches, 32 officers for individual performance, and one head office department in recognition of contributions to operating profit, deposit mobilisation, investment disbursement and recovery, and overall business development.
According to unaudited figures, by the end of 2025, the bank's total deposits stood at Tk54,594 crore, while total investments amounted to Tk50,457 crore. During the same period, imports and exports reached Tk35,840 crore and Tk25,910 crore respectively, while remittances totalled Tk9,606 crore.
