BRAC Bank posts Tk905cr profit on investment gains
As of June 2025, the bank’s investments totalled Tk38,903cr across govt securities, bonds, and stocks
BRAC Bank, one of the country's leading private banks, has reported a consolidated profit of Tk905 crore for the first half (H1) of 2025, marking a 53% year-on-year growth, primarily driven by investment income.
However, during the same period, its net interest income declined to Tk817 crore.
The private-sector lender disclosed its half-yearly financials on the stock exchanges on Tuesday, following a board meeting held on Monday (28 July).
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Despite the strong profit growth, BRAC Bank's share price fell by 2.03% to Tk67.60 each on the Dhaka Stock Exchange (DSE).
Recently, the bank crossed the $1 billion mark in market capitalisation, becoming the first and only bank in Bangladesh to do so.
According to its financial statement, BRAC Bank reported consolidated earnings per share (EPS) of Tk3.56, up from Tk2.62 in the first half of 2024.
In its disclosures, the bank said its EPS rose due to higher profits earned in the first half of 2025 compared to the same period last year, primarily driven by increased investment income and interest earnings.
Investment gains jump 71%
According to the unaudited financial statement, BRAC Bank's investment income surged by 71% year-on-year to Tk2,044 crore in H1 2025, up from Tk1,191 crore in the same period of 2024.
The report also showed that the bank had investments worth Tk38,903 crore in government securities, corporate bonds, and stocks as of June 2025.
Of this, a substantial portion — Tk37,767 crore — was invested in government securities, such as treasury bonds and bills, reflecting a year-on-year increase of Tk9,096 crore. The remaining Tk1,136 crore was invested in other bonds and stocks, the unaudited report said.
In 2024, BRAC Bank posted a consolidated profit of Tk1,431.84 crore, a 73% increase from the previous year — marking the highest profit in its history. This growth was primarily driven by strong returns from investments in government securities, commonly known as treasury bonds.
The bank declared a 12.5% cash dividend and a 12.5% stock dividend for its shareholders.
