IPDC Finance profit surges 37.6% in H1 on core earnings, treasury gains

IPDC Finance PLC, the country's first private non-bank financial institution, has reported a robust 37.6% year-on-year growth in its net profit after tax, reaching Tk20.70 crore during the first half of 2026. 

The company's strong financial performance was primarily underpinned by a significant increase in net interest income, robust investment earnings from government securities, and a disciplined approach to cost management, according to a press release.

According to the financial results approved by its board on 28 July, IPDC maintained steady business momentum despite persistent domestic and global economic headwinds. The company's total operating income rose by 29% to reach Tk206 crore during the January-June period. 

A significant portion of this growth was driven by core financing activities, which accounted for 60% of the total operating income, reflecting the institution's focus on sustainable long-term growth.

Rizwan Dawood Shams, managing director of IPDC Finance, attributed the success to the trust placed in the institution by its customers, stating that the company remains committed to the highest standards of governance and operational excellence.

IPDC Finance Chairman Ariful Islam added that the performance underscores the strength of the institution's core business model, as the majority of income continues to be generated from financing businesses and individuals, thereby fostering actual economic value and sustainable growth.

The company's loan portfolio stood at Tk7,417 crore as of 30 June 2026. Simultaneously, total deposits grew by 8% from December 2025 to reach Tk6,716 crore, a clear indicator of sustained customer confidence and a stable funding base. 

On the investment front, the company expanded its portfolio to Tk1,534 crore, supported by strategic allocations in treasury instruments and other high-yield investments, read the press release.

Furthermore, investment income skyrocketed by 39.2% to Tk78.60 crore, as the company successfully leveraged the treasury market and higher yields on government securities.

The NBFI's profitability metrics also saw significant improvement, with earnings per share (EPS) rising to Tk0.48 from Tk0.35 in the corresponding period of 2025. 

The net operating cash flow per share (NOCFPS) improved to Tk12.02, up from Tk8.12 a year earlier, highlighting stronger liquidity generation. Net Asset Value (NAV) per share remained stable at Tk17.01.