HSBC Bangladesh’s profit falls 23% in 2025 due to higher loan-loss provisions
The decline in profit was largely driven by a sharp increase in provisions
HSBC's Bangladesh operations posted a 23% decline in net profit in 2025, weighed down by higher provisions against rising classified loans and lower income from government treasury investments.
According to the multinational bank's audited financial statements for 2025, net profit after tax stood at Tk823 crore, down significantly from Tk1,086 crore in 2024.
The decline in profit was largely driven by a sharp increase in provisions. HSBC set aside Tk265.96 crore in provisions in 2025, up 149% from the previous year. At the same time, income from treasury bond holdings fell 17% year-on-year.
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During the year, the bank's classified loans surged 134% to Tk748.20 crore, accounting for 3.99% of its total loan portfolio.
