EBL posts Tk627cr profit in Jan-Sep
EBL’s cost-to-income ratio, a measure of operating efficiency, remained low at 41.17%.
Eastern Bank has reported a profit of Tk627 crore on a solo basis in the first nine months of 2025, marking a 20% growth over the same period of the previous year.
As per its press release, EBL's strong focus on asset quality has driven the bank to achieve a low NPL of 3.07% at the end of September, which is far below the industry average of 27.09% at the end of June.
The bank also kept an excess provision of Tk144 crore in addition to the CL requirement for strengthening shock-absorbing capacity under a stressed scenario.
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EBL's cost-to-income ratio, a measure of operating efficiency, remained low at 41.17%.
Ali Reza Iftekhar, managing director of EBL, said, "Our focus has always been to conduct business prudently within the regulatory framework."
In the first nine months, EBL followed a cautious business growth strategy with the focus on investment in government securities, where credit risk and provision requirement is nil.
At the end of September, the bank's total assets increased by Tk9,368 crore (15.2%), including those investments in govt securities increased by Tk4,505 crore (36.6%), and loans & advances increased by Tk3,790 crore (9.2%).
This prudent business growth strategy has generated positive returns for the shareholders.
