Jamuna Bank launches seven-year subordinated bond
Jamuna Bank PLC has launched its fifth subordinated bond, providing investors with a secure long-term investment opportunity at a highly competitive rate of return.
The BDT 800 crore bond has a seven-year tenure, with the principal amount to be repaid in five equal annual instalments commencing at the end of the third year.
Structured in accordance with international standards and regulatory guidelines, the bond features a floating coupon rate, currently set at 12.65 per cent (as of November 2025).
The return is considerably higher than many traditional fixed-income instruments, including government treasury bonds and fixed deposits.
The bond was unveiled at a ceremony inaugurated by the bank's chairperson, Md Belal Hossain, in the presence of board directors. Managing director and CEO Mirza Elias Uddin Ahmed, divisional heads and branch managers were also present.
"This subordinated bond not only enhances the bank's Tier-II capital but also offers investors an opportunity to diversify their portfolio with a low-risk, stable-income instrument," said the chairperson. "It reflects the institution's commitment to innovation, customer convenience and long-term financial stability."
