IDLC sees profit, deposit growth despite economic challenges
IDLC Finance PLC has reported robust financial results for the year ended 31 December 2025, delivering sustained growth across key indicators despite persistent macroeconomic headwinds.
The group posted a consolidated net profit after tax of Tk243.4 crore, up 22% year-on-year. Earnings per share climbed to Tk5.58 from Tk4.59 in 2024, underscoring sustained profitability and operational efficiency.
Deposits surged to Tk1,065 crore, a 27% increase year-on-year, reflecting strong customer confidence. The loan portfolio expanded to Tk1,227.8 crore, registering 8% growth.
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Key performance ratios also improved, with return on equity rising to 11.63% and return on assets to 1.48%, highlighting the company's ability to generate value from its asset base.
IDLC maintained prudent credit discipline, with a non-performing loan ratio of 4.43%, well below the industry average. Its provision coverage ratio reached 109%, underscoring a resilient balance sheet and a focus on stakeholder protection.
Subsidiaries—IDLC Securities Limited, IDLC Investments Limited, and IDLC Asset Management Limited—delivered steady performances, further strengthening the group's position as a leading diversified financial services provider.
The board of directors approved the 2025 financial statements at its 364th meeting, held at the corporate head office in Gulshan, Dhaka, on 16 March 2026.
A 15% cash dividend and a 5% stock dividend have been proposed for shareholders. The annual general meeting is scheduled for 14 May 2026, with the record date set for 19 April 2026.
Commenting on the results, IDLC Finance Chairman Kazi Mahmood Sattar said, "The 2025 performance reflects the resilience of our business model and the enduring trust of our customers and stakeholders. Despite a challenging economic climate, we remained focused on disciplined growth, sound risk management, and long-term value creation.
"Looking ahead, we will continue to strengthen governance, expand responsible financial solutions, and support Bangladesh's evolving economic landscape."
IDLC reiterated its commitment to building a sustainable, well-governed, and forward-looking financial services platform to meet evolving customer needs and contribute to Bangladesh's economic progress.
