IDLC Finance reports steady profit growth in Q3 2025
IDLC Finance PLC has reported a consolidated Net Profit after Tax (NPAT) of BDT 1,763 million for the first nine months of 2025, marking a 41% increase compared to the same period last year. The company's consolidated quarterly profit rose 35% year-on-year, reaching BDT 675 million for July–September 2025.
Earnings per share (EPS) increased to BDT 4.04, up from BDT 2.87 in Q3 2024. On a standalone basis, NPAT stood at BDT 1,365 million, reflecting 29% growth over the same period last year. Term deposits (solo) expanded to BDT 104.07 billion, a 23% increase, while the loan book (solo) grew 8% to BDT 121.67 billion.
Consolidated return on equity (ROE) improved to 11.39% from 8.65% and return on assets (ROA) rose to 1.48% from 1.14%, indicating stronger capital efficiency and balance sheet productivity. The non-performing loan (NPL) ratio was maintained at 4.71%, below last year's 4.98% and well under the industry average. Standalone provision coverage remained robust at 101.75%.
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M Jamal Uddin, Managing Director and CEO of IDLC Finance, said, "This performance reflects the strength of our diversified business model and disciplined risk management. We remain focused on long-term value creation for our customers while balancing profitability with purpose."
The IDLC Board of Directors approved the Q3 2025 financial statements at its 357th meeting held at the corporate head office in Gulshan, Dhaka.
Key Highlights (Q3 2025, ending 30 September 2025)
- Consolidated NPAT: BDT 1,763 million (41% 9M-to-9M growth)
- Group EPS: BDT 4.04 (up from BDT 2.87 in Q3 2024)
- Annualized Group ROE: 11.39% (up from 8.65%)
- Annualized Group ROA: 1.48% (up from 1.14%)
