Bank Asia Hajj Deposit Scheme for people with low or limited income

Hajj, one of the five pillars of Islam, is a significant spiritual and financial commitment. Recognizing the challenges faced by individuals with low or limited income in accumulating the necessary funds, Bank Asia has introduced the Hajj Deposit Scheme, a structured and Shariah-compliant savings plan designed to make the pilgrimage more accessible.

This scheme operates under an Islamic savings and investment model, ensuring that deposits are invested according to Islamic financial principles. The profits generated are distributed based on weightage to the depositor's account, making it a secure and Halal way to save for Hajj.

Depositors can open an account for a period ranging from one to ten years, with installment amounts tailored to match the estimated cost of Hajj at the end of the term. Profits are allocated based on high weightage. If a depositor wishes to perform Hajj before the maturity of the scheme and the account has been active for at least one year, they can withdraw all earned profits without any deductions.

At the end of the savings period, the total accumulated amount, including profits, will be available for withdrawal to support the pilgrimage. This scheme is open to all adult Bangladeshi citizens, including non-resident Bangladeshis, with each individual eligible to open only one account.

To open a Hajj Deposit Scheme, interested individuals can visit any Bank Asia Branch, Islamic Window, Sub-Branch, or Agent Point. For further information, customers can contact Bank Asia's Customer Service Center at 16205, available 24/7.