DBH Finance posts 12% profit growth in Q2

DBH Finance PLC, the country's leading non-bank financial institution (NBFI) with an exclusive focus on housing finance, has reported a 12% year-on-year profit growth in the second quarter of 2025, underscoring its strong operational performance despite a challenging economic environment.

For the April–June quarter, DBH posted a net profit after tax of Tk26.41 crore, compared to Tk23.56 crore in the same period last year. Earnings per share (EPS) rose to Tk1.30, up from Tk1.16 a year earlier. The company's interest income increased by 11.4%, while investment income surged by 27% during the quarter.

In the first six months of 2025, DBH's net interest income climbed 14% to Tk399.6 crore, up from Tk350.3 crore in the same period last year. Operational income rose to Tk130.6 crore from Tk124.8 crore, while profit after tax increased by 3% to Tk42 crore. Half-yearly EPS stood at Tk2.07 versus Tk2.01 in the previous year.

Home loan disbursement grew 11% year-on-year, and the company's core deposit portfolio expanded by 18% in the first half. Non-performing loans (NPL) remained contained at just 1% of the total loan portfolio, among the lowest in the industry.

DBH also retained its AAA (Triple A) credit rating for the 20th consecutive year, a record in Bangladesh's financial sector.

As of 30 June 2025, DBH's deposit portfolio stood at Tk5,000 crore. The company, which operates through 16 branches covering all divisional headquarters, continues to expand home ownership opportunities through both conventional schemes and its Islamic Finance Window (IFW).

Commenting on the results, Nasimul Baten, Managing Director & CEO of DBH Finance, said, "Our results reflect our operational strength and customer-first approach. In a volatile macroeconomic environment, our sustained focus on efficiency, service excellence, and asset quality continues to drive DBH's success and set us apart from most financial institutions in the country.