Principal Officer | LankaBangla Finance

LankaBangla Finance PLC., a leading financial institution in Bangladesh, is seeking a dynamic and experienced individual to join its Corporate Financial Services Division. The Principal Officer – Emerging Corporate and Refinance will serve as an Assistant Relationship Manager (ARM), supporting Relationship Managers in handling and expanding the mid-corporate client portfolio.

Key Responsibilities:

Client Relationship Management

• Assist in maintaining and nurturing strong relationships with mid-corporate clients
• Understand client business needs and offer tailored financial solutions across various banking products
• Address client queries and service requests, ensuring accurate documentation and prompt resolution

Business Development & Portfolio Growth

• Identify and support the acquisition of potential clients within the emerging corporate segment
• Contribute to the preparation of proposals, pitch decks, and strategic financial offerings
• Monitor the portfolio for cross-selling opportunities in trade finance, treasury, cash management, and investment solutions

Credit & Risk Assessment

• Collect and analyse financial statements, industry data, and client business performance
• Assist in the preparation of detailed credit proposals, risk analysis reports, and due diligence
• Ensure compliance with internal credit policies, regulatory requirements, and risk mitigation standards

Loan Processing & Portfolio Monitoring

• Collaborate with credit risk and operations teams for timely loan processing and disbursement
• Track repayment performance and monitor delinquency trends
• Conduct periodic client account reviews to assess financial health and compliance

Documentation & Regulatory Compliance

• Ensure thorough documentation of contracts, credit agreements, and client instructions
• Maintain organised and audit-ready records of all client communications and transactions
• Support internal and external audits by providing accurate reports and necessary documentation

Educational Requirements:

• Bachelor's degree in Finance, Business Administration, Economics or a related field
• Master's degree preferred

Experience Requirements:

• 2–5 years in corporate banking, financial analysis or relationship management, preferably in the mid or large corporate segments
• Experience in credit analysis, portfolio management and risk assessment is highly desirable

Additional Requirements:

• Strong analytical and financial modelling skills
• Effective communication and interpersonal abilities
• Proficiency in MS Excel, Word, PowerPoint, and financial analysis tools
• Ability to handle multiple tasks under pressure and within tight deadlines
• Sound knowledge of trade finance, lending products, treasury operations and regulatory frameworks
• Professional certifications (e.g., CFA, CPA, CDCS, or Banking Diplomas) will be considered an asset
• Exposure to structured finance, refinance schemes, or sustainable finance initiatives
• Familiarity with Bangladesh Bank regulations and emerging sector trends

Compensation and Other Benefits:

• Competitive salary and benefits package
• Opportunities for professional growth and development
• Dynamic and inclusive work environment
• Chance to make a significant impact within a leading financial institution

Job Location: Corporate Financial Services Division, LankaBangla Finance PLC.

Application Procedure: Interested candidates are invited to submit their CVs outlining their qualifications and experience to the following email address: career@lankabangla.com. Subject line must mention: "Principal Officer – Emerging Corporate and Refinance"

Application Deadline: 5 May 2025